they are the ones who dug us in this really big hole. that's why we have had to spend so much. david: i keep hearing that offender comment from quentin and other people. the question is if people were so offensive, if they broke laws, why aren't folks going to jail, mike? >> you have to start by pointing -- >> they wrote the law. david: hold on a second, quentin. >> you have to start out by pointing fingers at people like barney frank and chris dodd. by their support of fannie mae and freddy mac and preventing any regulation there, they allowed them to continually lend support bank loans and housing loans to people they knew couldn't afford to pay it back. yes, the banks were part of this, but so were barney frank and chris dodd. david: plenty of blame to be going around, but i suspect barney frank will not be going to jail. >> you don't know yet. he was a big part of this. >> we could put his pension. david: let's hope that at least comes true. when we come back, a new plan that may have some rolling over in their graves, literally. in their graves, literally. cash for cas hov